55128 ZIP Code — Saint Paul, MN

Washington County, Minnesota

ZIP code 55128 is located in Saint Paul, Minnesota, within Washington County. It covers approximately 11.23 square miles and serves a population of 28,811 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 651.

About ZIP code 55128

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $284,300. Owner-occupancy is high at 78%, well above the national average.

Median household income is $85,185. The poverty rate of 7% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 31% of residents holding a bachelor's degree or higher.

Overall, ZIP code 55128 reflects a community defined by high homeownership and a significant Social Security-dependent population.

28,811

population

11.23

sq mi land

Standard

ZIP type

Central (CT)

timezone

55128 ZIP code map

Cities in ZIP code 55128

Below are the cities the US Postal Service accepts for ZIP code 55128. Using any city not on this list may result in mail delivery delays.

City	Status
Saint Paul	Acceptable
Saint Paul	Preferred

Nearby ZIP codes

55042 Lake Elmo (3 mi) 55109 Saint Paul (3.6 mi) 55119 Saint Paul (4.5 mi) 55125 Saint Paul (5.1 mi) 55106 Saint Paul (5.1 mi) 55115 Saint Paul (5.4 mi) 55130 Saint Paul (6.2 mi) 55129 Saint Paul (6.3 mi) 55101 Saint Paul (6.7 mi) 55117 Saint Paul (7.2 mi) 55110 Saint Paul (7.3 mi) 55133 Saint Paul (7.3 mi)

Demographics updated 06/2026

Population
Total population	28,811
Population density	2,566 / sq mi
State FIPS	27
County FIPS	163

Geography
Land area	11.23 sq mi
Water area	0.39 sq mi
Latitude	44.9923
Longitude	-92.9594
Timezone	Central (CT)
Area code	651

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.4%	20.8%	33.6%
$50k – $100k	31.3%	30.2%	31.5%
$100k – $200k	29.6%	34.4%	26.5%
Over $200k	5.6%	14.5%	8.5%

Demographics & statistics

28,811

Population

2,566

People per sq mi

40.7

Median age

$85,185

Median household income

$42,922

Per capita income

$284,300

Median home value

$1,239

Median monthly rent

77.8%

Home ownership

6.6%

Poverty rate

3.9%

Unemployment

9,367

Housing units

31.2%

Bachelor's or higher

Age distribution

Male Female

709

Under 5

739

876

5–9

913

942

10–14

982

911

15–19

949

937

20–24

976

1,939

25–34

2,019

1,280

35–44

1,334

1,884

45–54

1,962

1,194

55–59

1,243

1,046

60–64

1,090

1,304

65–74

1,358

790

75–84

822

300

85+

312

← Male

Female →

Age summary

Group	Count	%
Under 18	6,098	21.2%
18 and over	22,713	78.8%
65 and over	4,886	17.0%
Median age	40.7 years

Race & ethnicity

White 65%

Asian 12%

Black or African American 9.6%

Two or more races 7%

Hispanic or Latino 3.9%

Other race 2%

American Indian / Alaska Native 0.5%

Group	Count	%
White	19,477	65%
Asian	3,591	12%
Black or African American	2,888	9.6%
Two or more races	2,087	7%
Hispanic or Latino	1,168	3.9%
Other race	614	2%
American Indian / Alaska Native	154	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.4%	20.8%	33.6%
$50k – $100k	31.3%	30.2%	31.5%
$100k – $200k	29.6%	34.4%	26.5%
Over $200k	5.6%	14.5%	8.5%

Under $10k 3.4%

$10k–$15k 2.4%

$15k–$25k 6.1%

$25k–$35k 6.2%

$35k–$50k 8.6%

$50k–$75k 17.0%

$75k–$100k 15.1%

$100k–$150k 20.1%

$150k–$200k 10.8%

$200k+ 10.3%

Range	% of households
Under $10k	3.4%
$10k–$15k	2.4%
$15k–$25k	6.1%
$25k–$35k	6.2%
$35k–$50k	8.6%
$50k–$75k	17.0%
$75k–$100k	15.1%
$100k–$150k	20.1%
$150k–$200k	10.8%
$200k+	10.3%
Median income	$85,185

Housing

Home values

Under $50k 5.6%

$50k–$100k 1.6%

$100k–$150k 1.6%

$150k–$200k 10.8%

$200k–$300k 35.8%

$300k–$500k 39.0%

$500k–$1M 4.6%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$284,300
Median rent / month	$1,239
Owner occupied	77.8%
Renter occupied	22.2%
Vacant	2.5%
Single-family detached	55.0%
Large apartment buildings	14.0%
Mobile homes	3.6%
Median rooms	6.1
Avg household size (owned)	2.62

Year built

Era	%
2020 or later	0.1%
2010–2019	4.3%
2000–2009	11.7%
1990–1999	26.6%
1980–1989	21.8%
1970–1979	16.0%
1960–1969	6.0%
1950–1959	8.8%
1940–1949	2.1%
1939 or earlier	2.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	7.9%
2 bedrooms	27.8%
3 bedrooms	36.7%
4 bedrooms	21.8%
5+ bedrooms	4.1%

Vehicles per household

Vehicles	% of households
No vehicle	7.3%
1 vehicle	29.5%
2 vehicles	40.8%
3 or more	22.4%

Heating fuel

Fuel type	%
Utility gas	76.7%
Electricity	19.0%
Propane / LP gas	1.4%
Fuel oil	0.5%
Wood	0.2%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	5,388	46.2%
Cohabiting couple	993	8.5%
Male householder, no spouse	1,782	15.3%
Female householder, no spouse	3,500	30.0%
Households with children under 18	3,375	28.9%
Households with seniors (65+)	3,624	31.1%
Average household size	2.45

Marital status

Status	Male	Female
Never married	37.5%	30.4%
Married	49.2%	47.7%
Separated	0.1%	1.0%
Widowed	2.3%	7.9%
Divorced	10.9%	13.1%

Education

Less than 9th grade 3.8%

Some HS, no diploma 3.4%

HS graduate 29.1%

Some college, no degree 20.8%

Associate's degree 11.8%

Bachelor's degree 21.2%

Graduate / professional 9.9%

Metric	%
HS diploma or higher	92.8%
Bachelor's or higher	31.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	284	4.1%
Kindergarten	304	4.4%
Elementary school	2,696	38.6%
High school	1,700	24.4%
College / grad school	1,997	28.6%

Employment

Industry of employment

Education & healthcare 25.1%

Retail trade 11.6%

Professional & management 11.0%

Finance & real estate 9.0%

Arts, food & hospitality 9.0%

Manufacturing 8.4%

Transportation & utilities 6.2%

Public administration 5.4%

Construction 5.1%

Other services 4.5%

Wholesale trade 2.5%

Information 1.9%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	37.7%
Service	23.3%
Sales & office	20.7%
Natural resources & construction	6.9%
Production & transportation	11.4%

Employment type

Type	%
Private sector	82.8%
Government	13.1%
Self-employed	3.9%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	73.2%
Carpool	8.5%
Public transit	1.8%
Walk	0.4%
Work from home	15.1%
Other means	0.9%
Avg commute (minutes)	24.2

Poverty

All people 6.6%

Under 18 years 8.3%

18 and over 6.1%

Married-couple families 1.7%

Female-led households 13.4%

Income support

Source	% of households
Social Security	32.9%
Retirement income	27.5%
Supplemental Security	3.5%
Cash public assistance	3.3%
Food stamps / SNAP	8.1%

Health indicators

Condition	%
Obesity	31.6%
High blood pressure	27.0%
High cholesterol	28.6%
Diabetes	8.6%
Heart disease	5.0%
Stroke	2.5%
Asthma	8.9%
Arthritis	20.5%
Kidney disease	2.4%
Pulmonary disease	4.8%
Cancer	6.0%

Behavior / access	%
Smoking	16.3%
Binge drinking	19.4%
No physical activity	18.9%
Less than 7 hrs sleep	28.6%
Depression	22.5%
Fair or poor health	10.5%
Poor mental health	13.5%
Poor physical health	8.3%
No health insurance	10.7%
Visited doctor (checkup)	70.0%
Visited dentist	68.8%
Cholesterol screening	88.8%
Teeth loss	9.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,507	6.6%

Disability	%
Any disability	11.4%
Under 18	2.1%
18–64 years	9.3%
65 and over	30.6%

Health insurance coverage

Type	%
Private insurance	75.6%
Public insurance	33.0%
No insurance	6.6%
Uninsured under 19	3.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	27,363	95.0%
Spanish	1,707	6.2%
Other Indo-European	402	1.5%
Asian & Pacific Islander	138	0.5%
Other languages	764	2.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	25,496	88.5%
Born in same state	25,103	87.1%
Born in different state	20,524	71.2%
Foreign born	393	1.4%
Naturalized citizen	3,315	11.5%
Not a US citizen	2,457	74.1%

Ancestry

Ancestry	Count	%
Italian	3,104	10.8%
Polish	2,758	9.6%
French	1,558	5.4%
Arab	1,064	3.7%
German	253	0.9%

Ancestry	Count	%
English	236	0.8%
Dutch	217	0.8%
Irish	84	0.3%
Norwegian	21	0.1%

Technology access

Metric	% of households
Computer access	40.5%
Internet access	93.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55128

What city is ZIP code 55128 in?

ZIP code 55128 is primarily assigned to Saint Paul, Minnesota.

What county is ZIP code 55128 in?

ZIP code 55128 falls within Washington County, Minnesota.

What is the population of ZIP code 55128?

ZIP code 55128 has an estimated population of 28,811 residents, with a density of 2,566 people per square mile.

What is the typical home value in ZIP code 55128?

The median home value in ZIP code 55128 is $284,300.

What is the median household income in ZIP code 55128?

The median household income in ZIP code 55128 is $85,185, above the national median of ~$75,000.

What timezone is ZIP code 55128 in?

ZIP code 55128 observes the CST timezone.